You didn’t want to file bankruptcy. But you did it for good reasons. To protect your family. To end your liability for a house you could no longer afford. To stop the harassment from creditors and debt collectors. And to start rebuilding your credit and your life.
Attorney Dave Maxfield has helped Consumers for nearly 20 years in cases against debt collectors, creditors and credit reporting agencies. We protect and enforce your legal rights after bankruptcy — to make sure you get the “fresh start” that bankruptcy was created for. This is you fundamental right, and it is so important that it’s found in United States Constitution (Article 1, Section 8, Clause 4). We are passionate about protecting your legal rights after bankruptcy.
After you file a Chapter 7 you receive a “discharge” of your debts. That means that any creditor or collector included in your bankruptcy can never collect — or even try to collect — any debt that you discharged in your bankruptcy. This includes trying to collect for unsecured debts (like credit cards or personal loans) or for secured debts related to property you agreed to surrender (like houses and cars).
The United States Bankruptcy Code protects you from such attempts. Other federal and state laws offer even more protections. Together, these laws make what we call Your Post-Bankruptcy Bill of Rights:
Your Post-Bankruptcy Bill of Rights
- You have the right to an accurate credit report.
- You have the right to have errors on your credit report investigated and corrected.
- You have the right to keep your credit report private from those you no longer owe.
- You have the right to be free from all forms of harassment or collection on any discharged debt.
Get full benefit of your hard-earned fresh start, so you can get on with your life. Contact us today. We will conduct a free Bankruptcy Discharge Compliance Review to determine if your rights have been violated.