One of the main reasons people decide to file bankruptcy is to end, finally, the endless calls from creditors and collectors. When you file for bankruptcy, federal law provides that all of these communications must stop.  11 U.S.C. §362  But what happens when your bankruptcy ends?  There again, the Bankruptcy Code has the answer. The post-discharge injunction found in 11 U.S.C  §524 gives debtors … [Read more...]